Mosquitoes may be small, but they have a big impact on outdoor living. Whether you’re relaxing on the deck, hosting a backyard barbecue, or enjoying Northern Michigan’s lakes and forests, mosquitoes can quickly turn a pleasant evening into an uncomfortable one. While there are more than 3,500 species of mosquitoes worldwide, only a small percentage..
Construction projects involve many types of risk, from property damage and material losses to contractor default and project delays. Builder’s risk insurance and surety bonds are two important tools used to manage those risks, but they provide very different types of protection. For Michigan contractors, understanding the difference and knowing when each may be required..
A clean, well-maintained swimming pool does more than look inviting; it helps protect swimmers from germs and other contaminants that can cause illness. Proper pool care, good hygiene, and balanced water chemistry all play an important role in creating a healthier swimming environment. Common Swimming-Related Illnesses Swimming-related illnesses can occur when swimmers swallow or come..
When evaluating a contractor for a surety bond, underwriters focus on three key factors known as the Three C’s: Character, Capacity, and Capital. Together, these help determine how likely a contractor is to successfully complete a project without the surety having to step in. Character: Your Reputation and Track Record Character reflects your reputation, experience,..
As summer progresses across the United States, wasps and hornets become increasingly active. By late summer, they’re at their most aggressive as they defend their nests. Whether you’re relaxing on your deck, working in the yard, or spending time with family, the last thing you want is an unexpected encounter with a swarm of stinging..