Rental loans, or Debt Service Coverage Ratio (DSCR) loans, are tapered to rental investment properties. The DSCR metric evaluates the rental income, operating expenses, and mortgage expenses to formulate a dollar value. Commercial lenders (private lenders, banks, etc.) typically require a minimum DSCR to qualify for a Loan-to-Value (LTV). DSCR loans provide a personal guarantee..
Make sure your home can adapt to climate change before it succumbs to the dangers of global warming and climatic variations. A recent report by First Street Foundation found that 8.1 million U.S. residents are expected to undergo temperatures as high as 125 degrees Fahrenheit by 2023. By 2053, more than 107.6 million Americans could..
High-energy radiation is used to destroy cancer cells in radiotherapy, followed by a treatment plan to minimize the effects of radiation on healthy tissues. It is impossible to predict the immediate effects of treatment (including potential side effects) as each individual is different, and cancer treatment varies. Associate Professor Teemu Mullyä, from the University of..
A new therapeutic method to treat glaucoma has recently been unveiled by Indiana University School of Medicine researchers. Glaucoma, a neurodegenerative disease stemming from a damaged optic nerve, causes vision loss and blindness. In the United States, over 200,000 people suffer from glaucoma yearly, though there is no cure. The newly-published study was released in..